REALTORS

30+ Years of Experience

Preferred Lender to New Home Builders Since 2016

Personalized Service

Same-Day Response

30+ Years of Experience | Preferred Lender to New Home Builders Since 2016

Personalized Service | Same-Day Response

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A Mortgage Partner Who Answers The Phone And Understands Your Closing Date

Successful real estate transactions depend on more than finding the right home. They require responsive communication, reliable financing, experienced guidance, and a lending team that knows how to navigate challenges before they become closing-day problems.


At Open House Lending, we work closely with real estate professionals to help keep transactions moving forward. From pre-approvals and purchase financing to new construction and complex lending scenarios, our team is committed to delivering the responsiveness and expertise that agents and their clients deserve.


With 30+ years of mortgage experience, same-day responses, and a reputation for personalized service, we strive to be a trusted resource throughout every stage of the homebuying process.

Communication That Keeps Everyone Informed

One of the most common frustrations in a real estate transaction is a lack of communication. Realtors need updates. Buyers need answers. Timelines need to be managed.


Open House Lending prioritizes prompt communication throughout the mortgage process to help ensure all parties remain informed and aligned.


Our goal is simple:


  • Respond quickly
  • Communicate clearly
  • Address concerns proactively
  • Help minimize surprises
  • Keep transactions moving toward closing

Experience That Makes a Difference

Not every mortgage scenario is straightforward. Changes in employment, self-employment income, credit concerns, property issues, and underwriting questions can all create obstacles.


Our team brings more than three decades of lending experience to every transaction, helping borrowers and Realtors navigate both standard and complex financing situations with confidence.

What Clients Say

"Rich K is unbelievable to say the least. He was great! First, so very helpful, knowledgeable, answers all your emails quickly. Rich is everything you want and need! I've been thru this 5 times, none can compare to Rich and Open House Lending Corp. Wish I knew about him with the other ones. Thanks, Rich for all you did!!"


This feedback reflects the core values that drive our business: knowledge, responsiveness, and exceptional service.

Strong Pre-Approvals for Serious Buyers

A quality pre-approval can help buyers understand their purchasing power and give Realtors greater confidence when showing homes and writing offers.


At Open House Lending, we take the time to evaluate each borrower's financial profile carefully so they can enter the home search process with a clearer understanding of their financing options.

Help with Difficult Scenarios

Some transactions require additional attention and creative problem-solving.


We routinely assist with:


  • Self-employed borrowers
  • 1099 income
  • Credit challenges
  • Debt-to-income concerns
  • Unique financial situations
  • Manual underwriting opportunities when eligible
  • Borrowers who do not fit traditional lending profiles


When challenges arise, experience matters. Contact Open House Lending today and experience the communication, expertise, and service that Realtors and homebuyers have trusted for decades.

Become A Realtor Partner

We've helped thousands buy or refinance their homes

(888) 222-6960

(888) 222-6960

"Richard Klemkowski was very relaxed and comfortable to work with. He took the time to answer all of our questions. Was always available to talk and was very knowledgeable."

- jlspies67, Zillow review

"Richard has been a pleasure to work with, and that's saying a lot since this was not the easiest loan to get. When it turned out that the house we were purchasing didn't have a furnace, all of our plans went out the window. He was able to help us refinance our current house in California all the way from Baltimore, and manage multiple closings and wire transfers while we were flying to sign the docs. He's extremely easy to get in contact with and he knows his stuff."

- dbarger04, Zillow review